First-Time Home Buying: Credit, Savings & Mistakes to Avoid

TOPIC: Buying your first home: credit, income, savings & mistakes to avoid.​

*Note: This topic repeats monthly.

Whether you're actively looking for your first home or just starting to think about it, this seminar is perfect for you. Join us for one of the most popular events in the Buyer Series: "First-Time Home Buying." We will be discussing buying your first home and the common mistakes you should avoid.


Other topics will include:

  • Acceptable income levels.

  • How to get a pre-approval.

  • How you can save for your down payment & typical sources.

  • The financial differences of buying today vs. buying tomorrow and what factors you should consider.

  • How to improve your credit score & get a better mortgage product.

  • How to fund your purchase using your RRSPs.

  • How to determine market conditions (buyer's market or seller's market) & what statistics are commonly used.

  • The current Ottawa marketplace & common mistakes that you can avoid.

  • The overall purchase process: typical paperwork, conditions & costs.

  • The types of insurance available to protect your purchase.

  • How to get the process started.


Start an action plan on how to get there, and talk to the right professionals to get things started. The evening will be comprised of short presentations by a mortgage broker (Josee Menard) and real estate agent (Ayn MacDonald). Our team of experienced professionals will answer all of your questions as they relate to purchasing real estate in Ottawa.



Is this event free?
Yes. This is information only, and you will not be solicited to.

What are my transit/parking options?
Transit is available nearby. There is free parking on site with 11 steps up to the second-floor (suite 102). Please call in advance if you need further assistance.

Can I bring a guest or family member?
Yes, of course. Due to limited seating, please indicate in your RSVP how many seats you will need. Maximum capacity of the room is 20.

What is buyer series?

The Buyer Series consists of free events designed to teach buyers & sellers about the various aspects of home buying & selling.


RSVP now to start talking about your real estate goals.

Presentations presently offered through online Zoom Meeting. Camera & Microphone on as this is an interactive session.  Check Eventbrite or reach out with any questions.

Brought to you by:  Ayn MacDonald Real Estate Salesperson - Coldwell Banker Rhodes & Company, Brokerage.

Not intended to solicit those currently under contract and is for information & education purposes.

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